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What Are the Differences Between Senior In-Home Care and an Assisted Living Facility?

It is important to know the differences between senior in-home care and assisted living facilities.

If you or your aging loved one is seeking professional care, it is imperative to do research on the options available to you. As you decide on a care plan, you will find what option works best for your family and your needs.

What is Senior Home Care?

In-home care focuses on bringing a professional and highly skilled caregiver directly to you or your loved one. When you hire an in-home caregiver, he or she will come directly to your home to assist you with daily tasks such as meal preparation, medication reminders, personal care and companionship. In-home care focuses on allowing the senior to stay in the comfort of their own home, while getting the help that they both need and deserve.

Senior in-home care allows you or your loved one to keep their independence and maintain their freedom by staying in a familiar environment.

Although they will remain in the same place, their care plan will change tremendously with the help of an in-home caregiver. He or she will work hard to make sure you or your loved one has a high quality of life and is thriving in all aspects. Individuals that choose in-home care often do so to remain in the comfort of their own home, where there are memories to last a lifetime.

What is an Assisted Living Facility?

Couple at Assisted Living Facility
Assisted Living Facilities are the most well-known option for aging individuals that need assistance and long-term care. An assisted living facility can also be known as a senior home or a senior living facility. In these facilities, residents are all elderly individuals that need extra care and assistance in their daily activities. Assisted Living Facilities offer meals, housekeeping, living accommodations and social interaction with individuals of the same age.

Assisted Living Facilities are often positioned a community for individuals that are all in the same stage of life, often known as the “golden years.” During this transition, seniors will move out of their home and into the facility, where the care will take place. The Assisted Living Facility allows family to visit during certain hours, where the senior has freedom to socialize to their liking.

What supportive services do both Home Care and Assisted Living Facilities Cover?

Both In-Home Care and Living Facilities offer supportive services for seniors that allows them to enjoy their “golden years” in a safe environment. Both options will provide light housekeeping, meal preparation, supervision and security. Home Care and Assisted Living Facilities will both provide you or your senior loved one the resources needed to enjoy daily activities such as socialization, exercise and hobbies.


The beauty of Senior Home Care and Assisted Living Facilities is that both options will ensure that your loved one is taken care of, abiding by their prescribed care plan and is being the healthiest version of themselves.

Services will vary based on facilities and will be dependent on the level of care that you choose for both services.

What are the average costs differences between Senior Home Care and Assisted Living Facilities?

The cost differences between Senior In-Home Care and Assisted Living Facilities will vary depending on the facility that you or your loved one decides upon and the level of care you decide on. Some Assisted Living Facilities will give you or your loved one a base rate and have an ala carte approach to added on services. On the other hand, some Senior In-Home Care companies will give you an hourly minimum with a minimum rate requirement. Costs will vary based on care needs as well as company and facilities policies.
It is advisable for you to do research on the cost of both services and juxtapose the cost with the benefits of both. We encourage you to have conversations with both service providers about the costs that could be hidden, hourly requirements and their hourly rates. By asking those questions, you can get a clear idea of which option is the best care plan for your money.

What are the time differences between the two? Are they both 24 hours a day?

Home Health Care
An Assisted Living Facility will have someone on staff 24 hours a day, 7 days a week. They will likely have a staff member that will be working overnight in case some resident needs something from them or assistance. That is factored into the cost of the Assisted Living Facility, as most of them are secured overnight so you can have peace of mind that your loved one is safe at night.

In-Home Care might work differently depending on which state you reside in. California law prohibits 24-hour shifts, so two 12-hour shifts are the perfect solution. By bringing in some fresh caregiver every 12 hours, you can ensure that you are not paying someone to sleep on the clock, as they will come rested, recharged and ready for their shift. Someone will be awake, and alert in case your loved one needs anything.

As you can see, Senior In-Home Care and Assisted Living Facilities have their differences and their similarities. In senior care, it is not a ‘one size fits all’ solution. We encourage you to do your research about the options that are available to you, which solution fits your needs best and the cost associated with the options. You and your loved ones may prefer staying in their home, making In-Home Care the perfect option. However, if your loved one wants to leave their home, consider an Assisted Living Facility. We hope that you will find the right solution for you and your family.

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Industry Standards vs. 24 Hour Home Care

The home care industry is booming, largely in part to about 10,000 baby boomers turning 65 years old each day. The home care industry is responsible for countless seniors aging safely and comfortably at home, rather than in a skilled nursing facility or a retirement home. With countless choices within the home care industry, every company may start to blend together and confuse you a bit. This is normal, as this is a very important decision that will affect your family in a very big way! However, 24 Hour Home Care has some key differentiators that sets us apart from the other home care companies in the industry.

Signature Specialty Training

24 Hour Home Care is proud of their caregivers and the skills that they have. Many home care companies within the industry may not provide extensive training to their caregivers once they are hired. 24 Hour Home Care feels that if the caregiver is right for the job, he or she will be hired and sent for training. Our caregivers receive five signature trainings when they are hired to ensure that they are qualified to care for individuals with various diagnoses. While the industry standard is to find caregivers, who have experience and put them into the rotation of caregivers, we are proud that we take the time to train them properly and ensure they will be able to serve our clients appropriately. Trainings are offered to the caregivers on a regular basis and we confirm that they are up-to-date with the latest strategies of disease management.

24 Hour Live Accessibility

24 Hour Home Care is accessible 24/7, 365 days a year to our clients. While other companies may completely shut down over night or for holidays, we are staffed and here for you and your loved ones at all times. This allows our clients to access us at any point in time, regardless of the time. Our 24 Hour Home Care representatives are ready at all hours to provide a caregiver to you and your family. Rather than wait until traditional business hours, allow 24 Hour Home Care to handle all your needs at any time.

Flexible Hours

With caregivers available 24 hours a day, 365 days a year, we are able to offer you and your family a customized care plan to fit your needs. We know that care plans may shift and change over time, causing you to possibly need care at different hours. With our flexible schedules, we are here for you when you need us!

Our flexibility allows you and your family to attain high quality caregiving services that will enhance your quality of life, while living comfortably at home. Our caregivers can assist with medication reminders, companionship, light housekeeping, meal preparation or personal care. For more urgent requests, our 2-hour rapid response guarantee ensures a caregiver is on site with your family within 2 hours of your request (some restrictions may apply).

Customize a care plan with us to fit your specific needs and schedule, giving you peace of mind that your loved ones are in good hands!

*some restrictions may apply in designated areas

While there are plenty of options within the home care industry, 24 Hour Home Care is set apart in a multitude of ways. We are proud of the advances we have made in the home care industry and we will continue to be innovative to provide the best quality of care for your family or loved one.

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Private Care or Home Care Agency?

Once your family has decided that a caregiver may be beneficial to you and your loved ones, you likely have a lot of choices to make. Should your aging loved one stay in their home? Are they going to want to have someone help them? What kind of home care should we go with? These questions are normal to ask yourself, especially during this overwhelming time in your life.
Home care can be provided to you through an agency, such as 24 Hour Home Care, or you can hire a caregiver privately, such as a family friend or a caregiver you recruit on your own. Both routes ultimately give your loved one care the attention and help that they need, but did you know that both routes are not equal for the family?

The Cost Factor

Agencies, such as 24 Hour Home Care, at first glance may seem more expensive than hiring a private caregiver. Rates will vary, but the rate that you are given and quoted with 24 Hour Home Care is all inclusive and gives you an idea of what you will be paying as a client. Private caregivers may choose to raise their prices at any given time and may charge you more for extra tasks, such as cleaning the house or preparing meals. 24 Hour Home Care gives you a rate for all services, including meal prep, light housekeeping, companionship, personal care and medication reminders. With 24 Hour Home Care, what you see and is what you get, and we will never charge you more money for additional services!

The Hiring and Screening Process

Private caregivers are often found through websites, such as Craigslist, or through a referral. While this may seem like an easy task, the hiring process may be overwhelming, and another thing added onto you and your families plate during an already stressful time. You must make sure that the caregiver is qualified and properly trained to take care of your aging loved one. Screening and interviewing multiple caregivers can take days and even up to weeks. 24 Hour Home Care takes the stress of finding the right caregiver off your shoulders. Allow us to match you with a caregiver that not only is highly qualified to take care of your loved one, but they are meticulously screening and trained at the time they are hired. They are trained to be able to handle your family’s needs and will work directly with you to get an idea of what the client may need each day.

Sick or Vacation Time

Not only will 24 Hour Home Care handle the process of hiring your caregiver, but should you need to switch caregivers for any reason, including a caregiver taking time off, we will match you with another caregiver that will be able to come in and not miss a beat. When you choose to go with a private caregiver, if he or she is sick or wants to go on vacation, you are likely to be left without a back up plan. We are accessible to all our clients 24/7, 365 days a year. If your caregiver gets sick in the middle of the night, we will work diligently to replace them with another qualified caregiver so that your care plan will not be interrupted. However, should a private caregiver be out of pocket or call off in the middle of the night, you are left with limited options. This will ultimately become more of a headache for you and may cause additional stress.

Legal Concerns and Considerations

24 Hour Home Care, as well as other home care agencies, have legal obligations to manage the process of paying the caregiver correctly. We are licensed, insured and bonded and take our legal obligations to our caregivers and clients very seriously. Private caregivers, although they can be paid under the table, could cause your family to miss out on tax benefits of hiring a caregiver through a home care agency. It would be advisable to speak with your family lawyer to get an idea of the legal obligations that you will have if you choose to employ a private caregiver. With a private caregiver, you are ultimately the employer, which can add more risk and stress to you or your family during your time of need.

This time in you and your loved one’s lives may be chaotic, hectic and seem overwhelming to you all. As a reputable home care agency, 24 Hour Home Care would love the opportunity to give you and your loved ones a sense of ease by providing the best care to you. While you have plenty of options, 24 Hour Home Care vows to make this transition as seamless as possible. We are looking forward to the possibility of serving you and your family.

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Is In-Home Care Better Than Assisted Living?

Senior Home Care in Plano

Do you have an aging parent or loved one who is no longer as self-sufficient as they used to be? While it happens to everyone eventually, it can be a difficult time when you need to come to terms with the fact that it’s happening to someone so close to you. However, with the right care choice, it doesn’t have to be difficult or big change.

Whether they need a little or a lot of help, it’s important to make a decision on how they can get the care they need to live their life the best way possible. You should never feel like you’re abandoning them by getting some extra, professional help through in-home care or assisted living. While both are viable options for your loved one, home care in Plano offers many advantages to assisted living that your parent or loved one will appreciate.

 

Familiarity

There’s a good chance your loved one has lived in his or her current home for a long time. They’ve made great memories there, watched their kids and grandkids grow up, and collected sentimental items that surround them every day. They won’t have to choose their favorite clothes and other items to take with them only to leave everything else behind. Since the care comes to them, they get to keep all the possessions they love.

Not only do they love their home and what’s inside, but they most likely have many friends nearby and a community they love as well. Taking all that away to move  them to an assisted living facility is completely unnecessary. When you seek out in-home care, everything they’ve grown to love about their home and community for many years will still surround them every day.

On the contrary, moving to a completely new place where nothing is familiar can be very traumatizing at an already difficult time in one’s life. Suddenly being surrounded by strangers is a very difficult adjustment. It’s hard for anyone to admit they need some help, but getting help while still surrounded by familiar things and faces will make the change that much easier.

One-on-One Attention

At an assisted living facility, there is rarely one-on-one attention, and it would be easy for your loved one to get lost in the shuffle. With in-home care, one-on-one attention is just the way it is. Caregivers won’t have to split their attention, and your loved will be able to get the assistance they need.

The care that your loved one receives may be given by the same caregiver, giving them a chance to form a relationship that will make it easier for both the elderly individual and the caregiver alike.

Senior using a walker

Personalized Caregiver Match

With the one-on-one attention in-home care brings, you might be worried the caregiver and your loved one won’t be compatible. With 24 Hour Home Care, that’s not a problem at all. Personalities vary greatly between seniors, and 24 Hour Home Care will help find the perfect caregiver match. If by any chance your loved one is matched with a caregiver and is anything less than fully satisfied, any reevaluations and adjustment will be made at no extra charge.

Specially Trained Caregivers

When you choose in-home care, you won’t have to worry that the caregiver won’t have enough training or expertise for your loved one’s specific needs. Not only will an initial consultation ensure your loved one’s caregiver will be able to adequately meet all their needs, but they undergo thorough training for the “what-ifs” as well.

Falls are consistently the leading cause of injury for seniors, so 24 Hour Home Care caregivers undergo rigorous training in fall prevention for your peace of mind. They’re also trained in home safety and organization, shower safety, medication reminders, and emergency preparedness. The caregivers receive Alzheimer’s and Dementia training, and therefore are very effective in working with patients with these diseases among others.

If your loved one needs someone there to cook meals, in-home caregivers are well-equipped to prepare healthy meals according to any specific dietary restrictions or needs. The caregivers can even teach the seniors how to recreate the meals themselves, if that’s something they desire.

 

Senior CareCustomized Plan

Wherever extra help is needed among seniors, the amount of help needed varies greatly. With in-home care, the caregiver will arrange a customized plan to fit the needs of the individual. Whether they need meals cooked, cleaning done, rides to the grocery store, or all of the above and anything in between, in-home caregivers will cater to your loved one’s specific needs.

The care is available 24 hours a day, 365 days a year, but do not require you to use the services 24/7. There’s no minimum care amount, and it can be used on an as-needed basis. Your still-vibrant loved one will still get privacy and alone time when desired. At an assisted living facility, it’s hard to find the privacy they occasionally need and still desire. If your loved one is alone and an emergency does arise, a caregiver will be able to arrive quickly.

The Best Care Possible

By choosing in-home care in Plano for your aging loved one, you are giving them so much more than the help they need. You are giving them companionship, safety, security, and the chance to live their life to the fullest, even in their later years. When you put your trust in a qualified in-home caregiver, you will also rest easier knowing that your loved one will get what they need while still remaining in their comfortable, familiar surroundings. Their life won’t be turned upside down, and they’ll still get to stick to their normal routines with a qualified “assistant” by their side. When seniors go to an assisted living home, almost nothing is the same.

Give your loved one the best care possible for their changing needs by going with in-home care. You’ll get a reliable, experienced, compassionate caregiver who is trustworthy in every situation. Getting quality care is a big and sometimes difficult step, so make it easy by choosing the best in-home care in Plano.

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The Benefits of Companion Home Care

Hiring in-home care in Fullerton is a great way to care for your aging loved one following surgery or if they are recovering from an illness. These qualified healthcare experts can handle wound dressing and monitoring, giving you peace of mind. While there are a multitude of medical benefits,there are other advantageous reasons to hire an in-home care specialist for your aging loved one. It’s estimated that over 43 percent of seniors feel lonely and isolated. These feelings can increase the risk of mortality and long-term illness. When it comes to improving the health and happiness of your family member, companion home healthcare could be the answer.

 

 

Increased Sense of Security

As the effects of aging take over, it can be difficult for seniors to be alone. What happens if they fall or need help? How will they reach the phone? How long would it take for someone to notice that they’re hurt? Questions like these can haunt the elderly and their loved ones. Hiring a companion for in-home health care provides a sense of security that is hard to find elsewhere. An in-home provider has a set schedule. They come and go at the same time, allowing your loved one to feel safe in their own home. No matter what happens, an in-home caregiver will be looking out for them.

Senior care 2

An Immediate Friend

What most seniors long for is a friend, someone to talk to from time to time. A companion home healthcare provider is trained to be compassionate, patient, and a great listener, as well as being experienced in healthcare topics. They can provide the conversation and interaction that your loved one both needs and longs for. From chatting about past experiences to playing cards, home healthcare provides the companionship needed to ward off loneliness. Caregivers can also allow your loved one to participate in their favorite activities and hobbies, while you feel at ease that they are not alone. Scrapbooking, puzzles, walks, and gardening will be much more enjoyable if your family member has someone to share it with.

Help with Daily Tasks

Household chores can seem daunting for some seniors. With limited mobility or the side effects of illness preventing them from performing their routine, they can be left feeling depressed and hopeless. This is where an in-home healthcare provider can step in. Whether your family member needs help with laundry, watering plants, or preparing meals, their caregiver can help. Instead of taking over the household chores completely, home healthcare professionals will allow your loved one to maintain their independence while helping where needed.

Transportation

If your loved ones need help getting around, an in-home healthcare companion can help. These caregivers can also shuttle your loved one to and from appointments or to run errands. With their help, there’s no need for your loved one to miss medical appointments or rearrange the schedule of other family members. Instead, the caregiver will handle their transportation needs.

Female Neighbor Helping Senior Woman To Complete Form

Improved Health

Loneliness isn’t just a fleeting feeling. It’s a deep emotional ache that can cause severe health problems. Seniors who are lonely are much more likely to experience depression and anxiety. This leaves them prone to suicidal thoughts and a variety of serious health issues.Loneliness can catch your loved one to have high blood pressure, trouble sleeping or cognitive deterioration. Additionally, those who are lonely are less likely to eat a balanced diet and exercise. By hiring an in-home healthcare provider, you’re not just ensuring that your loved one has the transportation means necessary or someone to help them with the dishes—you’re improving their overall health. A companion healthcare provider can improve the health of your family member by boosting their spirits and ensuring that they don’t feel isolated. In doing this, they mayexperience a better and happier life.

Hiring an in-home healthcare provider isn’t just for those who are suffering medically. It’s a great way to provide companionship for an aging loved one who may feel isolated or lonely. If you’re unable to be with your family member as much as they need, allow 24 Hour Home Care to help. Each member of our staff is carefully interviewed and screened to ensure that they’re qualified to provide impeccable patient care. Whether you’re looking for the right medical care or companionship for your loved one, allow us to match you with the perfect in-home healthcare specialist for your needs.

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Is Homecare Worth The Cost?

As our parents grow older, it’s important that they have someone by their side to ensure that they have a high quality of life.

But, many of us have full time jobs and a family which can make it difficult to juggle taking care of our parents without making a drastic lifestyle change. Today, more and more families are utilizing home care as a way to take care of their parents or loved ones. But how much does senior in-home really cost and is it really worth it?

According to the “Cost of Care Survey,” by Genworth, home care costs less than adult day care, assisted living and skilled nursing.

Costs compared with other options:

The national cost of home care per hour ranges from $10 to $36, compare that with:

  • Nursing homes: can cost up to $948 a day
  • Assisted living community: can cost up to $3,450 a month

Now, that you’ve seen the cost of home care – it’s also important that you see the benefits that come with hiring someone to take care of your loved one.

Benefits of home care:

One of the most important benefits to having home care is the ability to receive home care right in your home. Since our parents are in a familiar environment, they are more relaxed and open to receiving care whereas going to a strange place (such as a nursing home) may cause them stress or make them confused. Giving our parents the ability to feel independent again: The most common reason why seniors hire caregivers is because they want to be able to feel independent again. As our parents age, they find it harder to get out of the house, and their daily living activities are greatly reduced.

With a caregiver they are able to:

  • Go on walks without fear of falling
  • Go to the grocery store
  • Explore their area or new places
  • Companionship: Due to working full time or taking care of our own families, it may be hard to find time to visit our parents or loved ones. Seniors who don’t have a lot of social interaction are more likely to feel depressed. But with a caregiver by their side, they have a daily companion who knows them and cares for them. A caregiver can be available for as little as 4 hours a day, or provide constant supervision and live with a client.
  • Giving us peace of mind: Knowing that our parents are under the care of highly trained caregivers relieves any stress that we may have about hiring someone to take care of them. 24 Hour Home Care caregivers undergo a rigorous training program where they learn about all aspects of in-home care including dementia care, readmission prevention, and senior nutrition. Having someone who is properly trained will make us more confident when leaving our parents with a caregiver.

With all these benefits, it’s obvious to see that home care is well worth the cost because it provides our loved ones with the chance to feel appreciated and well cared for. It also shows families that they do not have to feel alone during this delicate time.

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5 Benefits of Senior In Home Care

24 hour home care

In home care for seniors is a great way to ensure your loved one is being looked after properly. For when you cannot be there, 24 hour home care has many benefits. Here are a few to consider.

1. Staying in the comforts of home
One of the most appealing benefits of senior care is that your loved one will be able to stay in their home. Nearly 90% of seniors want to stay in their own homes as they age because it comes with the ability to live under one’s own rules. For 42% of seniors participating in home care, making their own rules is a key reason for choosing senior care.

2. Personalized care
You can rest assured that your loved one will receive specialized, one on one care when you have an aide come to the house. They will not receive this quality 24 hour home care if they moved into a nursing home, so this method will help them achieve ultimate comfort.

3. Your peace of mind
Worrying about your parent every day is no easy task. The best way to ensure your own peace of mind when it comes to their care is to hire a professional aide who can provide a range of care.

4. They can still participate in the activities they love
Does your loved one enjoy spending time in their garden, or walking their dog around the block? If they stay in their home, they are able to still do these activities with the help of an aide. Plus, the happiest of retirees are those who are engaged in three to four activities regularly, so their happiness will count on it!

5. Their quality of life will be improved
When you employ a caregiver into your loved one’s house, their struggles will be immediately lifted. The goal of the caregiver is to make their life simpler in any way possible. They will also feel more calm and relaxed knowing they don’t have to worry about handling everyday things by themselves.

24Hr Cares is the 24 hour home care Torrance residents rely on. Contact our professionals today to get your loved one the care they deserve.

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Benefits Of Home Care for Seniors

senior enjoying day with caregiverThe benefits of home care for seniors is abundant on a variety of levels. On a weekly/daily basis, caregivers from our home care agency can provide quality assistance with general activities of daily living, creating a better sense of well being and independence for the senior community we serve. This is what we at  24 Hour Home Care hope to accomplish for all of our clients, as we provide home care for a variety people and circumstances.

 

Personal Independence

Many times, seniors  have sound health, but have experienced a medical set back and may only need us for the short term. This situation may make it possible for the client to call the shots regarding what they want to do for the day. These circumstances make the senior better able to decide how they would like to utilize the time of their caregiver.

We recognize that each senior we care for is an individual, with unique needs. Our caregivers are ready to accommodate a wide variety of diverse needs promptly. They may be assisting with any number of things including personal cares, running errands, housekeeping, or perhaps accompanying them to an appointment. The clients make the decisions, which can give them a greater sense of well being as they recover from a short term medical set back.

 

Family Caregiver Respite

Family members who caregive for a loved one daily, may find themselves becoming overwhelmed by the constant care their loved one needs at all times. Home care for seniors provides another benefit in this way. In home caregivers from our agency can provide for the needs of loved ones while a family caregiver takes a well deserved break to care for their own physical and mental well being.

 

Companion Care

Companion care for seniors has become an integral part of home care for senior loved ones. Working family members can go through their work day knowing that there is a home caregiver with their senior loved one, keeping them active and engaged socially. Our home caregivers frequently participate in board games, cards or social outings to keep seniors mentally focused and occupied.

 

Care Plan Circumstances

There are other situations involving more chronic, or acute medical issues calling for a more intense care plan to be expedited. These may be due to circumstances involving declining health in a senior loved one. 24 Hour Home Care can provide caregiving shifts, with overnight care if needed, following a strict health care plan tailored for being home, directed by the client’s physician.

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Coordination Of Service Is Important In Home Care

Senior woman visiting with her doctor and caregiverThere is usually more than one person who will be responsible for caring for an individual in a home care situation.  It is everyone’s responsibility to make sure a client’s schedule is maintained in an efficient manner. This relieves anxiety and stress for all parties involved in the client’s care.

A client may have a physical therapist, social worker, an IV therapy nurse, hospice nurse or podiatrist who will be coming to the home.  There may be social events to attend or friends and family who will be visiting. In order to avoid chaos and missed appointments, communication is of the utmost importance.  There are several things that can be done to facilitate proper and effective communication.

* Have a large calendar with ample space to write in events for each day. Be sure to include contact numbers when writing in the event. That makes it easier to call the correct party should a change need to be made.

* Make sure the client’s folder is in a visible location.  Charts, notes and the care plan should be in the folder.  Everything should be documented and should be legible. Remember that many people may need to read these notes.  For proper continuation of care, everyone needs to be able to read the entries.

* Try to read the notes before the nurse or other provider leaves the home. If you see something you don’t understand, they will be there to answer any questions without delay.

* Discuss the week’s schedule with the client and the involved family members.  The needs of the client’s family must also be met. The client doesn’t live in a vacuum, but is still part of a larger picture.

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Home Care and Home Health Care

Home Health CareHome care is often used interchangeably with home health care. However the terms really have different meanings.  Home care services include such things as meal preparation and home maintenance services. Home health care refers to a system devised initially by government to reduce the length of hospital stays and to provide some medical and nursing services in the home.

The two fields have very different implications related to funding and to personnel types. The mixed usage of home care and home health care is a source of confusion which makes research in the area of home care services very difficult.

Limited payments for home healthcare services are allowed by Medicare and private insurance plans when prescribed by a physician. These services may include physical, occupational therapy, or speech pathology. People who are homebound can receive some services from Medicare approved programs. However, after a time the insurance may cut off funding for these services.

Long-term care insurance policies that provide coverage for home care under a very restrictive set of conditions are widely available. The policies have to be purchased like life insurance policies, years before they are needed. Payout often requires intermittent hospital stays or periods spent under nursing supervision in a nursing home. The policies often stipulate the kind of care, even that be it 24 hour care and that it be in a multi-bed facility. They are often cancelled for contractual reasons of various kinds.

If you are involved in home care, you provide a wide range of support services to keep clients comfortable and functional in their homes over the long term. In general these support services are not covered by medical insurance. The needs of your client will be a private matter between you, your company and the client.

Home care services are available for anyone who feels they need them. These services may be called “assisted living services” and are often part of a plan to maintain someone with special needs in his or her home.

Home care may not be less expensive than placement in an institutional setting, but full or part time home care can make a difference to the quality of life of someone in need.

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